Personal Umbrella Insurance

What is Personal
Umbrella Insurance?


Personal Umbrella Liability is one of the most commonly overlooked policies, but in the case of a catastrophic financial event, it could be the best line of defense you will ever have. If you are involved in a major auto accident or if someone gets injured on your property, you could be sued for damages well beyond the liability coverage provided by your Home and Auto Insurance policies.

In such a critical situation, having Personal Umbrella Insurance from Brownrigg Insurance will protect your home, car, future wages, and all of your priceless assets from being used to pay for the expenses.

What does it cover?

Your Umbrella Liability policy from Brownrigg Insurance works to give you additional protection when damages exceed the liability coverage of your standard policies. It also offers extra security for many situations that may not be included in your basic insurance.

Personal Umbrella insurance can be applied to events such as:

  • Car Accidents
  • Accidental injuries on your property
  • Accidents involving your boat, ATV, or other recreational vehicle
  • Golf Course Injuries
  • Defense fees and other legal costs
  • Personal Injury Coverage for claims of libel, slander, and more

At Brownrigg Insurance, we are committed to the safety and security of you and your family, which is why we will work with you to create a perfect policy that protects all of your interests. Since Personal Umbrella Insurance will vary depending on your individual coverage needs, it’s important to discuss your options with one of our insurance specialists before making a decision.

What’s at stake if I don’t have it?

Who needs this?




Aviation Parts & Components


Equipment malfunctions


How much Umbrella Coverage do I need?

$1 million umbrella limit is selected by many of our customers. The amount of Umbrella Coverage is calculated by our dedicated team of professionals.

Do I need Umbrella Insurance?

Yes, you may need an umbrella policy in order to protect business and personal assets that exceed primary liability limits.

What Is Covered by an Umbrella Insurance policy?

An Umbrella policy provides additional liability coverage that can help protect a business and personal assets.

What Is Umbrella Insurance?

An Umbrella policy provides coverage in excess of existing limits on the primary and underlying policies.

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